See Your Expenses in a New Light: Discover How Much Work Time They Truly Cost
Is that new car payment really worth it? What about that new phone?
In today's world, recurring expenses dominate our budgets. From mortgages and car payments to streaming services and meal kits, these ongoing costs can quietly consume a significant portion of your income. Subscriptions, in particular, have multiplied in recent years, creating what some call "subscription overload."
Investment Perspective 💰
If you invested $120/month (the average 2023 subscription spend) in the S&P 500:
- After 5 years: ~$8,700 (assuming 10% average annual return)
- After 10 years: ~$23,000
- After 20 years: ~$83,000
Your Expense List:
Each colored block represents time spent working to pay for an expense. Expenses are filled from largest to smallest cost, and multiple colors on one day mean you're working for multiple expenses.
Click on any colored day to see a detailed breakdown of your work hours. Days are filled based on your monthly income and expense costs.
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Monthly Income
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Total Expenses
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Income Spent on Expenses
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Work Hours for Expenses
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Top 3 Expenses
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20-Year Investment Potential
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If you invested your top 3 expenses in the S&P 500 for 20 years (10% avg. annual return)